Honolulu Foreclosure Defense and Employment Law Attorney
At the Honolulu Law Office of Damon M. Senaha we maintain a general civil litigation practice focused on real estate law and employment law in Hawaii, with a particular emphasis on foreclosure defense for homeowners and the representation of employees in workplace discrimination and wage and hour claims.
If you are in default on your mortgage payments and are facing foreclosure, there are many ways we can help. In addition to loss mitigation through a Short Sale or Deed in Lieu, there may be options that will allow you to avoid foreclosure and keep your home. You may have defenses against wrongful foreclosure under any number of legal theories, including predatory lending; fraud; title and possession litigation; Uniform Commercial Code (UCC) violations; breach of fiduciary duty by agents, brokers, or lenders; and more. Our foreclosure defense lawyer explores every plausible means of defense and work to ensure that your rights are protected under Dodd-Frank, the National Mortgage Settlement, the Consumer Finance Protection Bureau and other laws and agencies established to protect homeowners from overreaching or unscrupulous lenders and loan servicers.
Real Estate Legal Assistance for Underwater Homeowners
We help homeowners who are upside-down or underwater on their mortgage, owing more on the mortgage than the home is worth. If you are in this situation, you may feel that your options are limited, but there are solutions available with legal assistance. Simply walking away from the home and allowing the lender to foreclose is not always the wisest decision. We can negotiate with the lender to conduct a Short Sale, where the house is sold at market value, and the lender accepts the proceeds as payment in full on the mortgage balance. Another option is to transfer title to the lender by providing a Deed in Lieu of Foreclosure. In either case, it is vital for you to be represented by competent legal counsel who can negotiate on your behalf and make sure your legal interests are protected. For instance, you could still be liable for any amount still owing after the home is sold, if you are not careful to make sure that you will not be subject to a deficiency judgment following a Short Sale or Deed in Lieu.
In addition to real estate and foreclosure defense, the Law Office of Damon M. Senaha maintains an active and vibrant employment law practice, representing employees who are victims of workplace discrimination or who have wage and hour claims against their employer. If you have been subjected to employment discrimination, sexual harassment, or unfair treatment up to and including wrongful termination, we can help you obtain reinstatement of your position or collect back pay with interest and other legal damages. We represent workers who have been disciplined or discharged for exercising their First Amendment rights and other civil rights, or who have been retaliated against for reporting unlawful activity or health and safety violations under state and federal whistleblower statutes.
Our wage and hour labor law practice includes representing tipped workers who were denied the minimum wage or others who were not paid overtime that was due to them. Unpaid overtime and other wage violations frequently occur when employees are misclassified as independent contractors or as otherwise exempt from overtime under the Fair Labor Standards Act. Whether the employer’s violation was willful or unintentional, we work to right the wrong and make sure you are paid every penny that is due to you.
Contact the Law Office of Damon M. Senaha in Honolulu for Foreclosure Defense and Employment Law Claims
If you owe more on your mortgage than your home is worth and don’t know what to do, if you are in default on your mortgage and face foreclosure, or if you have a wage claim against your employer or have been unlawfully discriminated against or harassed at work, contact the Law Office of Damon M. Senaha in Honolulu for a free initial consultation with a knowledgeable attorney who can help you explore your options and reach your goals.